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<oembed><version>1.0</version><provider_name>Harvard Gazette</provider_name><provider_url>https://dev.news.harvard.edu/gazette</provider_url><author_name>gazetteimport</author_name><author_url>https://dev.news.harvard.edu/gazette/story/author/gazetteimport/</author_url><title>Past due: Middle-class debt relief &#x2014; Harvard Gazette</title><type>rich</type><width>600</width><height>338</height><html>&lt;blockquote class="wp-embedded-content" data-secret="TAlrPdkoJK"&gt;&lt;a href="https://dev.news.harvard.edu/gazette/story/2006/03/past-due-middle-class-debt-relief/"&gt;Past due: Middle-class debt relief&lt;/a&gt;&lt;/blockquote&gt;&lt;iframe sandbox="allow-scripts" security="restricted" src="https://dev.news.harvard.edu/gazette/story/2006/03/past-due-middle-class-debt-relief/embed/#?secret=TAlrPdkoJK" width="600" height="338" title="&#x201C;Past due: Middle-class debt relief&#x201D; &#x2014; Harvard Gazette" data-secret="TAlrPdkoJK" frameborder="0" marginwidth="0" marginheight="0" scrolling="no" class="wp-embedded-content"&gt;&lt;/iframe&gt;&lt;script&gt;
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</html><description>Balancing protections for creditors and debtors is the goal of American bankruptcy law. Late last year, when the Bankruptcy Abuse Prevention and Consumer Protection Act (BAPCPA) went into effect, it upset that delicate balance, according to members of a panel discussion on bankruptcy policy and the middle class held at Harvard Law School on Monday (March 20).</description></oembed>
